Funding solutions
that drive
your success

Our network includes more than 900 private lenders, institutional investors, family offices, hedge funds, private equity groups, and alternative investment funds. This extensive capital network allows CGFS to evaluate possibilities beyond standardized bank products and a single lender's geographic or industry restrictions.

Founded by retired Canadian banker Gregory Allan Stewart, Creative Global Funding Services brings decades of commercial banking and lending experience to every engagement. We understand how capital providers evaluate management, collateral, cash flow, project feasibility, market conditions, and the proposed use of funds. That experience helps qualified businesses position their funding requests professionally.

Traditional banks may be limited by rigid credit policies, transaction size, industry appetite, geographic restrictions, or the complexity of an opportunity. Alternative lending may provide additional options for companies seeking large commercial loans, bridge financing, acquisition capital, business expansion financing, structured finance, and international funding.

Available structures can include senior secured debt, bridge loans, construction financing, subordinate capital, preferred equity, joint ventures, and private equity investment. The right solution depends on the business objective, available security, sponsor experience, financial performance, project readiness, and requirements of the capital provider.

CGFS reviews commercial real estate financing, development and construction loans, bridge capital, working capital, equipment financing, acquisition financing, debt refinancing, and private equity opportunities. We work across hospitality, manufacturing, healthcare, energy, infrastructure, technology, agriculture, transportation, logistics, mining, industrial projects, renewable energy, franchise development, international trade, entertainment, and media.

International opportunities are reviewed individually because jurisdiction, regulation, currency, political risk, security, and project-team experience can affect capital-provider interest. Qualified projects may be considered throughout Canada, the United States, Mexico, the Caribbean, Europe, Asia, the Middle East, Africa, and Australia.

The process begins when an applicant submits the amount requested, use of funds, project or business description, location, ownership, management experience, available collateral, and relevant financial information. Our team conducts an initial review and determines whether the opportunity meets basic funding criteria.

Qualified opportunities may then be matched with appropriate lenders or investors within the CGFS network. Interested capital providers conduct their own independent due diligence, underwriting, valuation, legal review, and financial analysis. Funding may proceed only after all conditions, approvals, and legal documentation have been completed.

A professionally prepared request helps funding consultants and capital providers evaluate an opportunity efficiently. Supporting documentation may include historical and current financial statements, projections, tax returns, a business plan, property details, appraisals, purchase agreements, construction budgets, development schedules, corporate records, and biographies of the principals.

CGFS reviews funding requests of USD $1 million or more. Submission does not guarantee lender or investor interest, approval, closing, or funding. Every transaction is subject to independent due diligence, underwriting, acceptable terms, satisfactory documentation, and final approval by the capital provider.

Established businesses may require working capital to manage cash-flow cycles, purchase inventory, fulfill new contracts, enter additional markets, hire employees, or support a major increase in sales. The appropriate facility may be based on operating cash flow, accounts receivable, inventory, equipment, real estate, or other business assets.

Expansion financing can also support a new location, production line, franchise program, distribution network, or strategic acquisition. Capital providers generally want to understand how the new funding will produce additional revenue, strengthen profitability, and support repayment. A realistic expansion plan should describe the market opportunity, implementation timeline, management responsibilities, expected costs, and financial projections.

Commercial real estate and development financing may be available for apartment buildings, offices, shopping centres, mixed-use developments, industrial property, hotels, resorts, healthcare facilities, warehouses, and self-storage projects. Depending on the opportunity, funding may assist with acquisition, refinancing, construction, renovation, repositioning, or completion of an existing development.

Capital providers evaluate the location, property type, valuation, zoning, permits, construction budget, borrower equity, sponsor experience, market demand, projected income, and proposed exit strategy. Development transactions are often document-intensive. A current appraisal, detailed sources-and-uses statement, project schedule, contractor information, plans, feasibility material, and evidence of required approvals can help move the review forward.

Acquisition financing can help a qualified buyer purchase another company, complete a management buyout, acquire a strategic business unit, or consolidate operations within an industry. A transaction may be financed through senior debt, seller financing, subordinate capital, private equity, or a structured combination of sources.

Lenders and investors typically examine the purchase price, historical performance of the target company, quality of earnings, customer concentration, management continuity, integration plan, collateral, and projected cash flow after closing. CGFS works with qualified applicants to identify a capital strategy that reflects the transaction structure and the long-term objectives of the acquiring company.

Large international projects can require access to private capital providers and institutional investors that understand cross-border transactions. CGFS reviews qualified opportunities involving infrastructure, energy, renewable power, agriculture, mining, transportation, logistics, hospitality, manufacturing, import and export activity, and other commercial sectors.

Cross-border financing may involve additional due diligence concerning the legal jurisdiction, ownership structure, government approvals, currency exposure, political conditions, environmental requirements, security package, and movement of funds. Applicants should be prepared to work with qualified local and international legal, tax, accounting, and technical advisers. International funding opportunities are evaluated individually, and the availability of capital depends on the location, transaction strength, and current appetite of appropriate funding sources.